Augusta Health Care Credit Union

Account Type Dividend Rate Annual Percentage Yield
Regular Shares 0.25% 0.25%
Money Market 0.50% 0.50%
Christmas 0.75% 0.75%
IRA Savings 1.25% 1.26%
6 Month Share Certificate 0.80% 0.80%
12 Month Share Certificate 1.98% 2.00%
24 Month Share Certificate 2.28% 2.30%

Free Checking
No Monthly Fees
No Minimum Balance
Direct Deposit Available


To be eligible for an individual or joint Share Draft (Checking) account you:
  1. Must be a member, in good standing, of the Augusta Health Care Credit Union.
  2. Must be 18 years of age for individual account (joint account can consist of a minor and a legal guardian).
  3. Must not have had a checking account involuntarily closed in the past two years.

Overdraft Protection

Clearance of share draft checks in excess of the account balance may be resolved by automatic transfer from the member's master share (savings) account. You can have one automatic transfer per month without a fee.

Monthly Statement
A monthly statement will be mailed to the address on record and will show activity of the share draft (checking) account from the first through the end of the month.

Regular Shares
Monthly dividend
No limitations on over-the-counter withdrawals or in-branch transfers

Money Market Shares
Higher monthly dividend than Regular Shares
No limitations on over-the-counter withdrawals or in-branch transfers

Christmas Shares
Annual dividend
Can open at any time
Funds available by October 1

Individual Retirement Accounts
Monthly dividend
No minimum balance to open

Share Certificates
Available in 6, 12 & 24 month terms
Monthly dividend
Minimum balance to open - $500

Account Limitations:

For Share Savings, Money Market, Christmas Club and IRA accounts: no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed. For Christmas Club Share accounts, the entire balance will be transferred to your Regular Share account on or after September 30th and the account will remain open. No limitations apply to Share Draft accounts.

Check reorders can be placed online at anytime from Liberty Checks.
If you have never ordered checks with AHCCU or need to change your address, please contact the Credit Union at (540) 932-4590.
Absolutely FREE Debit/Check Cards
The Credit Union does not charge members to withdraw cash using their debit card at any ATM; however, foreign ATM's may charge a surcharge fee. The ATM's in the Augusta Health atrium lobby and fitness center can be used without any charge to members.

The MoneyPass ATM Network can be used to find surcharge-free ATM's in your area. Also, there are apps available for your smartphone from the MoneyPass site so that you can conveniently locate surcharge-free ATM's wherever you are located.

1. Combination of an ATM Card and a checkbook
2. Can be used at any ATM bearing the VISA logo
3. Funds are deducted directly from your checking account
4. Transactions are listed on a monthly statement (showing the merchant, location, and amount of purchase)
5. Can be used for purchases at any merchant accepting VISA
6. View transations anytime with online banking and mobile banking.

Don't have a debit card? Please call (540) 932-4590 for more information.

Rates and terms are subject to change without notice. Please check with the Credit Union for details.


Paris is the capital of France.


Tokyo is the capital of Japan.


Tokyo is the capital of Japan.


Tokyo is the capital of Japan.

PO Box 1000 | 78 Medical Center Drive | Fishersville, A 22939 | Ph. (540) 932-4590 | Fax (540) 932-4796 | Routing No. 251483324

Lending services provided by Augusta Health Care Credit Union, member NCUA.
Augusta Health Care Credit Union is an equal housing lender.
Lending services provided by Augusta Health Care Credit Union, member NCUA.